Savings goal planner
Plan interest-free saving towards a target — work out how much to set aside each month to reach a goal in a set time, or how long it will take at a monthly amount you choose. No riba, just arithmetic. Saved on your device; export a PNG. Fully offline.
Open Savings goal planner →What is the savings goal planner?
A free, private planner for interest-free saving towards a target. It works out either how much to set aside each month to reach a goal in a set time, or how long it will take at a monthly amount you choose — no riba, just arithmetic. Your plan is saved on your device, it runs fully offline, and you can export a PNG summary.
How to use Savings goal planner
- Set your goal — Pick a currency, then enter your target amount and how much you have already saved.
- Choose what to work out — Switch between the two modes: enter a time frame in months to find the monthly amount, or enter a monthly amount to find how long it will take.
- Read your plan — The planner shows a progress bar, the headline figure, the target date and a full breakdown — goal, already saved, still to save, monthly amount and time frame.
- Save a summary — Use the PNG summary action in the header to download an image of your plan to keep or share.
Frequently asked questions
Does this charge or assume any interest?
No. This is interest-free by design — it is plain arithmetic that divides what is left to save by either a number of months or a monthly amount, with no riba involved.
Is my plan saved if I come back later?
Yes. Your goal, amounts and choices are stored on your device, so they are still there when you reopen the tool. Nothing is uploaded and it works offline.
What is the difference between the two modes?
In the monthly mode you set a time frame and it tells you how much to save each month. In the time mode you set a monthly amount and it tells you how many months it will take and the date you will finish.
What does the target date mean?
It is the month and year you reach the goal, counted forward from today using the monthly amount and the remaining balance.
Tips
- Fill in what you have already saved so the progress bar and remaining balance are accurate.
- Try both modes to compare a deadline against a comfortable monthly amount.
- Export the PNG summary to keep a record or share your plan with family.